Why is the debt not cleared after I empty the room?

Open the door and sell the red car outside; it is a separate luxury.

Does the woman's outfit matter?

Yes. Her expensive red clothing is downgraded as part of the savings chain.

Use the bicycle after selling the car.

Brain Puzzle: Tricky Quest level guide

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Drag the floor cash onto the chandelier, red dress, appliances, wall finish, red car, and banquet, then replace the car with a bicycle.

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Drag a cash bundle from the lower-left floor onto the gold chandelier; it changes into a plain hanging lamp.
Drag cash onto the woman's red dress; it changes into simple dark clothing.
Drag separate bundles onto the refrigerator and washing machine at the right to sell those appliances.
Drag cash onto the decorated wall and picture area to strip the room back to cracked bare walls.
Open the brown door, then drag cash onto the red car outside so the car is sold.
Drag cash onto the food-covered round table to reduce it to a small plain meal.
Drag the final bundle to the open doorway so a bicycle replaces the sold car.

Board notes 5 details

Layout: A couple sits in a lavish home with a chandelier, decorated walls, appliances, expensive clothing, a feast-covered table, and a red car outside.
Goal: Remove or downgrade every major luxury until the family's debt is cleared.
Opening: Drag cash from the lower-left floor onto the chandelier, then onto the woman's red dress.
Danger Zone: The red car appears beyond the open door and counts separately from the objects inside.
Mechanics: Each cash bundle is dragged to one precise luxury target and converts it into a cheaper state.

Why is the debt not cleared after I empty the room?
Open the door and sell the red car outside; it is a separate luxury.
Does the woman's outfit matter?
Yes. Her expensive red clothing is downgraded as part of the savings chain.
What is the final transportation choice?
Use the bicycle after selling the car.